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In a Lending Crisis, We’re Still Saying Yes!

by Admin - Posted 12 minutes ago


Rejection sucks.

 

It comes in all forms. Whether your favorite team loses a game, your crush says “no” to a first date or your loan application is turned down, it’s like a gut punch that knocks the air out of you, leaving you red-faced and embarrassed.

 

While we can’t assist you in the sports or love departments, we can offer you a helping hand if you’re having problems being approved for a car loan.

 

You see, the U.S. is (still) in the middle of what we consider a loan crisis. In fact, if you were recently turned down, that makes you part of HALF of the Americans who applied for a loan in the last two years and were rejected. These unsuccessful borrowers reported most commonly being denied for new credit cards, personal loans and (you guessed it) car loans.

 

There’s many reasons for this crisis, but we’ve identified a couple of the big ones.

 

First off, to fight inflation, the government hiked the interest rates higher than they’ve been in 22 years. And while they’re starting to drop, we’re still feeling the effects.

 

Second, lenders are continuing to tighten credit lending standards in 2024. Things like paystub and address verification, landlord and employer referrals, that used to be afterthoughts are now causing many to fail their loan applications.

 

What really sucks is when you spend the whole day at the dealership test driving cars, finally picking out the right one and filling out mountains of paperwork only to hear your application was denied.

 

People are tired of not being able to get around town without a car, and they’re tired of being jerked around when they try to shop for one.

 

But while others are saying no, we’re still saying yes.

 

Our whole process is basically designed not to waste your time. We don’t start with trying to sell you something. Instead, we start with figuring out what you can buy. After that, we’ll give you options based on what you can afford today.

 

We still offer the same low down payments, and the same 12-month, 15,000-mile limited warranty on every vehicle we sell.

 

So if you’re sick of wasting your time only to get gut punched by another rejection, we’re here to help. We invite you to visit one of our lots and give us a chance to give you a chance.


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