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It’s hard to believe that fall is already here. It seems that money always gets tighter toward the end of the year. The tax refunds we received earlier this year are long gone- and after the summer vacations, back-to-school shopping and just living life throughout the year, the bills are stacking up. Looking ahead to the next several months, with the holidays and gift shopping on the horizon, it’s easy to be overwhelmed- especially if you need a new car.

If you’re in this boat, you’re not alone. According to the news, U.S. consumers collectively owe a record $1.14 trillion in credit card debt. That’s “trillion” with a T! And it’s $27 billion more than the already record amount of U.S. credit card debt we carried in the spring of 2024. We as a country are struggling to get the things we need to get by.

Thinking back to the beginning of the year, wouldn’t it be nice to tap into that tax refund now when you need it- instead of facing the winter driving an unreliable beater that might leave you stranded in a snowy, freezing parking lot somewhere?

Alright, hear us out.

Cincinnati Auto Credit has partnered with Tax Max to offer our customers another option for coming up with a vehicle down payment this time of the year. With Tax Max, you can actually access the money from your tax refund now. And it’s easy. Just visit either Cincinnati Auto Credit location, bring your paycheck stub and tell us you want to use Tax Max.

After answering some questions, Tax Max calculates the estimated amount of your tax refund. And by agreeing to pay the down payment when your refund arrives in February, you can drive off the lot in a new-to-you car the same day. It’s as simple as that!

Tax Max is just another way Cincinnati Auto Credit makes the process of buying a car more attainable. Our helpful staff will sit down with you to help figure out what you can afford based on your individual situation and set up a payment plan that works for you. And every one of our vehicles comes with a 12-month/ 15,000-mile limited warranty included.

So if you’ve been putting off buying a car until your taxes come in, you don’t need to wait! We invite you to drop in and give us a chance to give you chance.